All ChecklistsInsurance
Insurance Claims Documentation Guide
Essential documentation steps to maximize your insurance claim for restoration services.
1
Contact your insurance company within 24 hours of damage
2
Document all damage with date-stamped photos and videos
3
Create a detailed inventory of damaged items with descriptions
4
Note estimated values and purchase dates where possible
5
Keep all receipts for emergency expenses and temporary housing
6
Do not dispose of damaged items until adjuster has inspected
7
Request a copy of your policy and review coverage limits
8
Ask about Additional Living Expenses (ALE) coverage
9
Contact Prism Specialties DMV — we work directly with adjusters
10
Keep a log of all communications with your insurance company